Step by step –
School fees planning

Ahead of our initial complimentary meeting, we’ll require you to gather basic financial information which enables us to develop a clearer picture of your particular situation. We’ll need to see documents, including life assurance, mortgage, pension, savings, investments and bank statements.

School fees are a big commitment for any family and it’s important we have the full picture as early as possible. This is also an opportunity for you to outline the issues that you’d like to discuss.

At your review, we provide information about our services and explain how we charge and the type of advice we offer.

If there is anything you want to discuss, your review meeting is the perfect time to consider these other areas. We assess your assets and liabilities, discuss your objectives and priorities, and consider your attitude to risk.

As school fee specialists, we can select and tailor products to meet your specific requirements. Every plan is uniquely configured to meet all of your needs. We look at whether the financial plan will fit in with your educational objectives and make sure you are comfortable with the timescale for implementing the plan.

Your opinions are always important to us. We research the market, review different solutions and providers, and follow up with the preparation of a document outlining a strategy tailored to your individual goals and circumstances.

We explain why we’ve chosen specific solutions and outline product features. We identify the most effective strategies for your specific requirements, taking into account personal circumstances, your feelings about risk and the most suitable tax-efficient structures available to suit your budget.

With tax reclaims and tax savings, the financial benefits may exceed the cost of the school fees themselves.

School fee planning solutions normally comprise three major elements: short-term cashflow, tax-efficient wealth generation, and assurance of continuous education.

Our bespoke software allows us to design and amend school fee plans. Using cashflow planning we will forecast costs and consider various options. We also have our very own comprehensive school fees database and we use the actual fees from a particular school when designing our plans. Our administrative team will be there to ensure that you receive the right amount of money at the right time.

We also provide lifestyle financial planning, mortgages, tax planning, Inheritance Tax mitigation, retirement planning, protection planning and investment advice.

We’ll prepare a detailed plan and provide solutions for the diverse needs of clients, enabling you to structure your finances efficiently. We’ll consider all the options, based on your needs and risk appetite.

We will meet with you annually or sooner if required. It could be face-to-face meetings, over the phone or by email.

If your circumstances change, we also need to know so that we can review what further changes your plan may require. These would typically cover life-changing events, including getting married, having a baby, a promotion or buying a new property.