Planning
for retirement
What does your dream retirement look like?
We all have an idea of what it’s going to be like, but it doesn’t have to be a pipe dream. We’ll work with you to build a secure plan for your retirement.
Retirement planning
As you step away from the world of work and into a peaceful retirement, it can seem daunting. It’s normal to be worried about how you’re going to afford a comfortable lifestyle and whether you can still enjoy life’s little luxuries.
Once we understand your aspirations, we can build a plan that provides you with an income to achieve them. The need for retirement planning is more important than ever before, but you’re in good hands with us.
Investment strategies
The years leading up to retirement should be an exciting time where you focus on what you would like to achieve and how you would like to spend your free time. We take the pressure off your shoulders and build and manage your investment portfolio, giving you time to enjoy planning your retirement.
We will look at your current investments to see if they are working effectively and implement a solid strategy that will give you peace of mind.
Tax planning
Tax plays a huge part in planning for retirement. At this stage in life, no one wants to pay more than they need to. We structure your retirement income in a tax-efficient manner and ensure you are making the most of your allowances.
The benefits of structuring your finances tax-efficiently are monumental. We want you to understand our strategy, which is why we explain our decisions in plain English so you feel confident that you won’t pay any more tax than is necessary.
Protection
You want to be prepared for the unexpected. But you also want your money to benefit future generations. With the right protection planning strategy, both can be achieved.
It’s incredibly important to have the right protection and insurance in place as you take the leap into retirement. We will set up protection to provide for your family if you develop a serious illness or pass away, and we ensure any Inheritance Tax bills are covered without impacting your family.
Equity release
An obvious step for many over 55s as they head into retirement is to release equity from their property. It’s a way to supplement your retirement income with tax-free money already tied up in your home. You choose what you wish to spend the money on: the holiday of a lifetime, early inheritance, extra income or even purchasing a new property.
The equity release market can be confusing, but you can put your trust in us to explore various ways to extract cash from your home.
How our approach works
Although every one of our client’s needs is unique, we always follow the same planning process to get second to none outcomes every time.
